Who is on Title?

November 29, 2009 by Rob Spring · Leave a Comment 

Holding Title
Before you reach the closing day, you will want to make a decision as to how you will “hold title” to the property. This decision has legal, tax, and estate planning ramifications. Therefore, it may be prudent to consult an attorney or certified public accountant (CPA).
The following information is supplied for informational purposes only [...]

Mortgage vs. Deed of Trust

November 24, 2009 by Rob Spring · Leave a Comment 

Mortgage vs. Deed of Trust
Many of us incorrectly call our home loan a mortgage, but in fact, a mortgage is not what your lender gives you to buy a home. A mortgage is actually the formal document proving the legal claim or lien on a piece of property that you give to the lender who [...]