Loan Application Checklist

November 30, 2009 by Rob Spring · Leave a Comment 

Loan Application Checklist

In general, the documentation you will need for a “FULL DOC” loan:

 

(Download a copy of this list in PDF Format)
Documents needed for a Full Doc Mortgage- PDF.pdf

Property Information (if you already have a contract on a house)

 
Purchase Agreement (signed by all parties).

 
Copy of legal description and MLS sheet.

 
If you are selling your current [...]

FHA Loans – Qualifying Using Non-traditional Credit

November 29, 2009 by Rob Spring · Leave a Comment 

There are numerous reasons why an FHA loan might be the best choice for your loan.  One of the greatest reasons is that non-traditional credit can be used to help you qualify.  Non-traditional credit also called “Alt-tradelines” do not show up on a traditional credit report, but FHA allows those types of accounts to be [...]